Question 1

What is electronic invoicing?

Accepted Answer

Electronic invoicing is a billing method that allows you to create, send, and manage invoices entirely digitally between a supplier and their customer. In Tunisia, this reform is governed by the 2024 Finance Law and its implementing decree, which make electronic invoicing progressively mandatory starting from 2026. Electronic invoices are generated in specific formats such as XML and TEIF (Tunisian Electronic Invoice Format), to ensure their regulatory compliance and automated processing by the tax administration's systems. This process permanently replaces traditional paper invoicing and is part of Tunisia's digital transformation of commercial exchanges. Each electronic invoice must be signed with a qualified electronic certificate and transmitted through the Tunisie TradeNet (TTN) platform to be considered valid and legally enforceable. Finco handles all these technical requirements automatically, allowing you to focus on your business operations.

Question 2

Who does the electronic invoicing reform concern?

Accepted Answer

The electronic invoicing reform in Tunisia concerns a wide range of economic actors. According to the provisions of the 2024 Finance Law, the following are notably affected: companies under the Direction des Grandes Entreprises (DGE) for transactions with the State, local authorities, and public establishments and enterprises; transactions involving the sale of medicines and fuels between professionals, excluding retail merchants; service provision companies; and companies subject to Non-Commercial Profits (BNC). The deployment timeline provides for a progressive extension to other categories of businesses. It is strongly recommended that all Tunisian businesses, regardless of their size, prepare now by adopting a certified invoicing software like Finco, in order to anticipate the obligation and avoid penalties. Early adoption also gives businesses time to train their teams and integrate the system smoothly into their existing workflows.

Question 3

What is a certified electronic invoicing solution?

Accepted Answer

A certified electronic invoicing solution is software officially recognized by the Tunisian tax administration and certified by ANCE (Agence Nationale de Certification Électronique). To obtain this certification, the software must meet strict technical criteria: compliance with the TTN (Tunisie TradeNet) platform requirements, ability to generate electronic invoices in legal XML and TEIF formats, integration of certified electronic signatures via TunTrust (DigiGo, ID-Trust, or Entreprise-ID), and guaranteed secure document archiving. Finco is an officially certified solution that meets all these requirements. Using non-certified software exposes your business to non-compliance risks and fines of up to 500 dinars per invoice. The certification guarantees that your electronic invoices have the same legal and evidentiary value as traditional paper invoices. Always verify that your invoicing solution holds official ANCE certification.

Question 4

What are the rules to respect for an electronic invoice?

Accepted Answer

Electronic invoices in Tunisia must comply with precise rules defined by current legislation. They must mandatorily include the electronic signatures of the seller or service provider, be registered with the authorized body (TTN), and carry a unique reference issued by this body. Mandatory information includes: the transaction date, the invoice number from an uninterrupted sequence, the seller's tax identification card number and address, the complete identification of the client and their address, a detailed description of goods or services and the price excluding tax, the applicable VAT rates and amounts, and the amount of VAT suspended under applicable legislation where relevant. Finco automatically generates all these mandatory fields and verifies their compliance before each issuance, guaranteeing that your invoices are always fully compliant without any risk of error or omission.

Question 5

Do I need to manage technical formats (XML, TEIF) myself?

Accepted Answer

No, you absolutely do not need to handle the technical XML and TEIF formats required by the TTN platform yourself. Finco fully and automatically manages all technical aspects of electronic invoicing for you. Specifically, the software handles: generation of invoices in the legal formats required by the Tunisian tax administration, electronic signature of each document with your TunTrust certificate (DigiGo, ID-Trust, or Entreprise-ID), secure and compliant transmission of invoices to TTN (Tunisie TradeNet), and secure archiving with complete traceability. You simply continue creating your invoices as usual from Finco's intuitive interface — the software automatically converts each invoice to the required format in the background. No technical skills are necessary. This is one of the major advantages of using a certified software like Finco, which handles all the complexity while you focus on running your business.

Question 6

What happens if I am not ready in 2026?

Accepted Answer

In accordance with the provisions of Article 71 of the Finance Law for 2025, businesses that fail to comply with the electronic invoicing obligation face significant financial penalties. A tax fine of between 100 dinars and 500 dinars is applied for each invoice issued in paper format for transactions mandatorily subject to the electronic invoicing system. The total amount of fines for all invoices found in violation cannot exceed a ceiling of 50,000 dinars. Beyond the fines, non-compliance can also lead to administrative complications during tax audits and affect your business's credibility with the administration. By registering on Finco now and activating electronic invoicing, you ensure full compliance and completely avoid these penalties. Finco's onboarding support is entirely free to facilitate your transition. Start your compliance journey today with a certified solution.

Finco: your certified electronic invoicing

Finco is certified by the Tunisian government

Secure emission

Certified electronic signature

Archiving and traceability

Electronic invoicing in Tunisia: what is it?

Who is concerned?

3 steps to compliance

Create your Finco account

Activate your electronic signature

Let's go!

TunTrust electronic signature types

DigiGo Certificate

ID-Trust Certificate

Entreprise-ID Electronic Seal

We simplify your compliance

Support steps

Assessment of your situation

Assessment of your situation

Electronic certificate selection

Electronic certificate selection

TTN file preparation and submission

TTN file preparation and submission

Activation of your electronic signature in Finco

Activation of your electronic signature in Finco

Usage training & continuous support

Usage training & continuous support

Don't stay behind in 2026

Administrative blocks

Invoicing delays

Regulatory non-compliance

With Finco, you are ready now

We answer your questions